From Our Business to Yours
Business insurance. It doesn’t matter what type of business you own, there are always potential liabilities and unexpected problems. Don’t let these variables affect your bottom line and slow you down.
Types of Business Insurance
General Liability Insurance
This covers accidents, injuries, negligence claims, property damage, medical expenses, libel, slander, the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.
Product Liability Insurance
This protects against lawsuits that might result from a defective product which causes injury, and the amount of coverage you need depends on what product you’re selling. For example, a small appliance store would require more coverage than a shoe store.
Professional Liability Insurance
Professional liability insurance (also known as errors and omissions insurance) protects your business against malpractice, errors, and negligence. Some professionals, such as physicians, are required by law to purchase this type of insurance.
Commercial Property Insurance
Property insurance covers everything related to the loss and damage of company property due to events such as fire, natural disaster, and vandalism. The definition of “property” includes lost income, business interruption, buildings, computers, company papers, and money.
Home-Based Business Insurance
This type of insurance covers certain losses related to your at-home business, and may be blended with other policies such as general and professional liability for more complete coverage.
The bottom line
We’re here to make the process as quick and pain-free as possible, so you can continue with the peace of mind in knowing that your business is protected by a company with over 100 years of experience.